AI expense tracker.
That actually works.
Skip the forms. Text "coffee 12 aed" on WhatsApp. The AI handles categories, currencies, and remembers your patterns.
Five things you used to do manually.
"taxi 200 lkr airport to ella" → Taxi · Transport · LKR 200 → AED 2.19. No fields, no dropdowns.
Send a photo of a receipt — even in Arabic, Thai, or Sinhala. AI pulls total, merchant, and date.
"Coffee" is Food. "Uber" is Transport. "Hostel" is Lodging. The AI just knows.
You spend in LKR, AED, USD, THB on the same trip. The AI converts everything to your home currency.
If "Starbucks" is always your morning Food, it gets it right next time without you telling it.
Forms are 1995 technology.
For 30 years, expense tracking has been the same: open an app, tap +Expense, fill four fields, save. A user did this billions of times. Each one took 30 seconds. Most people gave up by day 3.
An AI expense tracker reverses this. You text what you spent. The AI fills the fields for you. The whole thing is 3 seconds. You can keep going forever.
Your receipts stay yours.
An AI expense tracker only works if you trust it with your spending data. So we made the trust simple.
- Never used for training. Your expenses don't train any model. Ever.
- Encrypted in transit and at rest. 256-bit, standard for banking apps.
- You can delete everything. Account deletion in under 30 days, permanent.
- No ads. No third-party trackers selling your behavior.
AI tracker questions.
Which AI models does the AI expense tracker use?
Jotspend uses OpenAI and Anthropic models for parsing your text, voice, and receipt images. Picked based on what's fastest and most accurate for each task.
Is my expense data used to train AI models?
No. Your expense data is never sent to model providers for training. We use OpenAI and Anthropic's no-training API endpoints for inference only.
How accurate is the AI categorization?
Around 95% on the first try. The AI uses context — 'coffee 12' is Food, 'taxi 200' is Transport. If it gets one wrong, correct it once and it learns your pattern.
What about receipts in other languages?
The AI does OCR in any script — Arabic, Thai, Sinhala, Mandarin, Japanese. It pulls the total, merchant, date, and tax even if the receipt is in a language you can't read.
Can the AI handle currency conversion?
Yes. 170+ currencies, live rates. Say 'taxi 200 LKR' and it converts to your home currency automatically.
What if the AI makes a mistake?
Text "edit that, change category to transport" or "actually it was 250" and it fixes the last expense. The AI improves with corrections.
Let the AI
do the boring part.
Free on WhatsApp. No forms. No app. Just text what you spent.
Start on WhatsApp